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First document7 Key Benefits Your Life Insurance Policy Should OfferOpen original ↗
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Second documentWhen Should You Consider Buying Another Life Insurance Policy?Open original ↗
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First paragraph114 words
7 Must-Have Benefits in Your Life Insurance Policy
Premium Waiver: There are situations in life which may not be as bad as ultimate death, but they are financially devastating. For example, temporary disabilities or long-term disabilities are damaging enough to your earnings. But permanent total disabilities, like loss of both legs or hands or other limbs, can change your life forever. However, in that situation, you would want your life cover to continue and not compromise your family’s financial safety . The premium waiver is a feature that helps you continue the life cover in case of permanent total disability, without paying premiums. The iSelect Smart360 Term Plan by Canara HSBC Life Insurance offers this feature as an add-on benefit.
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Second paragraph61 words
Ensure a Secure Income for Your Family
Since you cannot switch to this option after purchase, you need to add a new policy with a regular income payout benefit. The iSelect Smart360 Term Plan by Canara HSBC Life Insurance offers the option to pay 100% of the death benefit as regular income. Additionally, the family can receive income for up to 40 years after the claim is made.