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Page A-353
Death Due to Suicide: Policy Terms and Payout Conditions
Non-Linked Plans : In case of death due to suicide within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the nominee or beneficiary shall be entitled to at least 80% of the total premiums paid till the date of death or the surrender value available as on the date of death whichever is higher, provided the policy is in force.
Page A-596
What is Not Covered By Life Insurance?
If the life insured dies by suicide within 12 months from the policy start date, the nominee will receive 80% of the total premiums paid for non-linked policies