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First documentHow Can You Get Started with Buying Life Insurance in India?Open original ↗
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Second documentTypes of Life Insurance: Which One is Best for You?Open original ↗
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First paragraph57 words
Types of Life Insurance Plans
Term Insurance Plan: It is a type of life insurance that provides life coverage for a specific term or a period in return for regular premium payments. The Sum Assured is paid to the beneficiary in case of an unfortunate death in the course of the policy. It is the most affordable and the simplest life insurance.
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Second paragraph122 words
Life Insurance Types Explained in Detail
Term Life Insurance: Many consider it the most popular and affordable type of life insurance. It is widely considered to be the simplest and purest form of life insurance. It offers a death benefit to the policyholder's beneficiaries if the policyholder passes away during the policy term. The most distinctive feature of a term insurance plan is that a high amount of coverage is offered at extremely nominal premium rates, making it cheaper than any other type of life insurance policy. In general, term life insurance does not offer maturity benefits. One can also increase the types of life insurance coverage offered by a term plan by opting for additional riders, such as Accidental Death Benefit, Critical Illness Child Term riders etc.