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Application
Once you enter the details, the application is transferred to the insurance company’s selected underwriter for him to check.
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What is the Life Insurance Underwriting Process?
Applying for a life insurance policy is easy, especially when applied for online. It may take only a few minutes. Once you have given your basic details and provided the necessary information, your insurance application is sent for underwriting. This process determines if you can get coverage, how much coverage can be approved for you, and at what cost. An underwriter is a person who evaluates your application, works on behalf of the life insurance company to look at your health and financial information, and figures out if you are eligible to receive the rate you were originally quoted.