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Myth 2: ULIP is a Risky Investment Option
Under ULIP, investors are allowed to choose funds based on their risk appetite. ULIP come with several fund options, such as debt and liquid funds for low-risk investors, while equity funds for high and moderate risk investors.
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Features of ULIP
Multiple Fund Choices: ULIPs typically offer a variety of fund options ranging from high-risk equity funds to low-risk debt funds. You can choose where to invest based on your financial goals and risk tolerance.