Paragraph match score 80.2%
Page A-748
PF vs PPF Interest Rate: Which Pays More?
PPF interest rate: 7.1% per annum for the July-September 2026 quarter, reviewed and notified every quarter by the Department of Economic Affairs Keep these points in mind:
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Reasons to Invest in a PPF Account
Interest Rates: The PPF interest rates are fixed at 7.1% for the fourth quarter of FY 2025-2026, meaning from the 1st of January 2026 to the 31st of March 2026. The interest amount is calculated based on your lowest balance each month. The lowest balance is considered between the 5th and the last day of the month. That’s why, if you are investing in PPF, make contributions before the 5th day of the month.