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Key Features of UPS:
Minimum assured pension: Eligible employees with at least 10 years of qualifying service are entitled to a minimum assured pension of ₹10,000 per month, subject to the applicable scheme conditions
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Features of the Unified Pension Scheme
Minimum Guaranteed Pension: The scheme also provides a minimum income safeguard. Government employees with at least 10 years of qualifying service are entitled to a minimum pension of ₹10,000 per month, even if they do not complete 25 years of service. This helps ensure a basic level of financial security in retirement, particularly for those with shorter or interrupted service tenure.