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Unlimited BSI: no ceiling on the total admissible claim across the policy year
By removing the fixed ceiling on sum insured, ManipalCigna Infinix directly addresses the scenario where a large bill exceeds a capped policy limit, subject to the policy's specific terms and exclusions.
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TLDR Summary
ManipalCigna Infinix is built around several of these structural features directly — Unlimited Sum Insured, ICU at actuals, a Single Private AC Room default, and preferred provider network access — rather than relying on sum insured size alone. This article walks through what genuinely defines high value cover, who needs it most, and how Infinix compares against a standard high fixed-SI plan.