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Does ManipalCigna Infinix use a fixed zone list or a network package model for hospital access?
ManipalCigna Infinix structures hospital access through three network packages — Classic, Premier and Premier+ — rather than a single rigid zone list, giving buyers more direct choice over network access.
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TLDR Summary
ManipalCigna Infinix structures its hospital access through three network tiers — Classic, Premier and Premier Plus — rather than a single flat list, letting buyers choose the tier that matches the hospitals they are most likely to use. Understanding how PPN affects claim settlement, and how co-payment applies outside your chosen tier, matters as much as the sum insured itself when evaluating any health insurance plan.