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Is the sum insured truly unlimited or is it a very high fixed number?
Confirm in the policy wording whether the sum insured is genuinely uncapped or simply a large fixed figure; ManipalCigna Infinix offers Unlimited Sum Insured explicitly, from Day One on Infinix Now or as an upgrade on Infinix Core.
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Infinix Now: unlimited sum insured available from Day One with no accumulation requirement
ManipalCigna Infinix Now offers Unlimited Sum Insured from Day One, so there is no need to build up bonus increments across claim-free years before the benefit becomes meaningful.