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Page A-028
No maximum entry age and lifelong renewability on ManipalCigna Infinix
ManipalCigna Infinix does not specify a maximum entry age for adults and offers lifelong renewability, subject to underwriting, which is relatively uncommon flexibility in the high value plan category.
Page A-042
Entry age and lifelong renewability on Infinix: how the 10-year deductible window interacts with age
ManipalCigna Infinix allows entry from 91 days for children and 18 years for adults, with no maximum entry age and lifelong renewability offered, subject to underwriting. Because the One-Time Aggregate Deductible operates on a 10-year window, a policyholder choosing this option at a younger age has a longer runway to benefit from the sustained discount before the window resets, while a policyholder joining later can still opt in, with the 10-year window simply starting from their date of purchase.