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Inclusions: What Health Insurance Typically Covers
Health insurance typically covers in-patient hospitalisation, day-care procedures, pre and post hospitalisation expenses, and a range of related medical costs, with many plans extending to AYUSH treatment, domiciliary care, health check-ups, and more, all subject to the sum insured and policy terms.
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Core Coverage and Additional Benefits
Most health insurance policies cover hospitalisation expenses, day care procedures, pre- and post-hospitalisation costs, and ambulance charges, depending on the policy terms. Many plans also offer optional benefits such as critical illness cover, maternity benefits, wellness programmes, annual health check-ups, and restoration of the sum insured. Understanding both the standard coverage and optional add-ons helps you choose a policy that matches your healthcare requirements.