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Why Buying Young Pays Off
Buying young pays off on every front: premiums are generally lower for a healthy young entrant, acceptance is usually simpler, and you begin serving waiting periods immediately, so your full protection is in force long before you are likely to claim.
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Is it really worth buying insurance if I am young and healthy?
Yes. Premiums are lowest at younger ages, waiting periods can be served while you are healthy, and life events like marriage, childbirth and parents' healthcare arrive faster than expected.