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₹7,389*/annum
Unlimited Sum Insured so that your coverage never runs out.
₹7,389*/annum
Unlimited Sum Insured so that your coverage never runs out.
₹7,389*/annum
Get claims paid till the last penny with coverage for listed non-medical expenses. You're also covered for doctor-prescribed medical equipment to support faster recovery.
₹7,389*/annum
Get claims paid till the last penny with coverage for listed non-medical expenses. You're also covered for doctor-prescribed medical equipment to support faster recovery.
₹7,389*/annum
Stay supported with mental health assessments, expert guidance, and wellness content on our network.
₹7,389*/annum
Stay supported with mental health assessments, expert guidance, and wellness content on our network.
₹4,308*/annum
Get infinite coverage for hospitalisation related to Health, Cancer, Stroke and major organ/Bone marrow transplant or Accident. With Sarathi, get your waiting period reduced to 30 days in Pre-Existing diseases such as Asthma, Diabetes, Dyslipidemia, Obesity, Hypertension.
₹4308*/annum
Get infinite coverage for hospitalisation related to Health, Cancer, Stroke and major organ/Bone marrow transplant or Accident. With Sarathi, get your waiting period reduced to 30 days in Pre-Existing diseases such as Asthma, Diabetes, Dyslipidemia, Obesity, Hypertension.
₹4,308*/annum
Secure your family’s against accidental death and disability, starting from day one with Personal Accident Plus.
₹4308*/annum
Secure your family’s against accidental death and disability, starting from day one with Personal Accident Plus.
₹14,855*/annum
Any room category including suite available under Inpatient hospitalization in India for Sum Insured of Rs. 3 Crores. Premium Waiver for one year upon happening of any of the covered contingencies.
₹14,855*/annum
Any room category including suite available under Inpatient hospitalization in India for Sum Insured of Rs. 3 Crores. Premium Waiver for one year upon happening of any of the covered contingencies.
₹14,855*/annum
Unlimited restoration for unrelated illnesses to ensure you never run out of cover
₹14,855*/annum
Unlimited restoration for unrelated illnesses to ensure you never run out of cover
Health Insurance Plans: Buy Online @ ₹15.12/Day* | ManipalCigna
Home Health Insurance
Individual Health Insurance Plans: Buy Health Insurance Online
Home Health Insurance Individual Health Insurance
Cumulative or No Claim Bonus Rewards
Staying healthy is rewarded. With a No Claim Bonus (also called a cumulative bonus), your insurer increases your protection, typically by raising your sum insured, for each claim-free year, often without charging extra premium for that increase, subject to policy terms.
Overview of Manipalcigna's Individual Health Insurance
No-Claim Bonus (NCB): If no claim is made during the policy year, the sum insured may increase without an additional premium or you may get discount on the payable premium.
Pre and Post Hospitalisation Cover
Medical care does not begin and end at the hospital doors. Pre- and post-hospitalisation cover pays for eligible expenses incurred for a defined period before admission and after discharge, such as consultations, diagnostic tests, and follow-up medicines connected to the same treatment, subject to policy terms.
Overview of Manipalcigna's Individual Health Insurance
Coverage for Hospitalization: Includes inpatient care, surgeries, room rent, ICU charges, and nursing fees. Pre and Post-Hospitalization: Medical expenses incurred before and after a hospital stay are covered for a defined period.
No Claim Bonus
A meaningful No Claim Bonus rewards you for claim-free years, usually by increasing your sum insured without a matching rise in premium for that increase, subject to policy terms. It quietly compounds your protection the longer you stay healthy.
Overview of Manipalcigna's Individual Health Insurance
No-Claim Bonus (NCB): If no claim is made during the policy year, the sum insured may increase without an additional premium or you may get discount on the payable premium.
What is No Claim Bonus (NCB) in health insurance?
No Claim Bonus, also called a cumulative bonus, rewards each claim-free year, usually by increasing your sum insured without a matching rise in premium for that increase, subject to policy terms. Over time, a consistent claim-free record can meaningfully strengthen your protection.
Overview of Manipalcigna's Individual Health Insurance
No-Claim Bonus (NCB): If no claim is made during the policy year, the sum insured may increase without an additional premium or you may get discount on the payable premium.