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Who Can Be Covered?

A truly inclusive plan designed to protect your entire family, across generations.

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Who Can Be Covered?

A truly inclusive plan designed to protect your entire family, across generations.

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Documents Required to Buy 5 Lakh Health Insurance

Document Type Accepted Proofs Identity Proof Aadhaar Card, PAN Card, Passport, Voter ID, Driving License Address Proof Aadhaar Card, Passport, Utility Bills (Electricity/Water/Gas), Rent Agreement, Bank Statement, Voter ID

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Documents Required to Buy 3 Crore Health Insurance

Document Type Accepted Proofs Identity Proof Aadhaar Card, PAN Card, Passport, Voter ID, Driving License Address Proof Aadhaar Card, Passport, Utility Bills (Electricity/Water/Gas), Rent Agreement, Bank Statement, Voter ID

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Documents Required to Buy 5 Lakh Health Insurance

Note: Additional documents may be required based on your chosen plan, age, and medical history. For complete details, please contact our support team.

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Documents Required to Buy 3 Crore Health Insurance

Note: Additional documents may be required based on your chosen plan, age, and medical history. For complete details, please contact our support team.

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How to Buy a 5 Lakh Health Insurance Policy Online

You can review coverage, compare benefits, upload necessary documents, and complete your purchase digitally ensuring a quick, hassle-free onboarding experience. If you need assistance at any point, ManipalCigna’s support team is always available to guide you.

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How to Buy a 3 Crore Health Insurance Policy Online

You can review coverage, compare benefits, upload necessary documents, and complete your purchase digitally ensuring a quick, hassle-free onboarding experience. If you need assistance at any point, ManipalCigna’s support team is always available to guide you.

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How Does a 5 Lakh Health Insurance Plan Work?

Once your policy is active, you get coverage for eligible hospitalisation, treatments and medical services, along with powerful benefits available under the ManipalCigna Sarvah range – Pratham, Uttam and Param.

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Second paragraph29 words

How Does a 3 Crore Health Insurance Plan Work?

Once your policy is active, you get coverage for eligible hospitalisation, treatments and medical services, along with powerful benefits available under the ManipalCigna Sarvah range – Pratham, Uttam and Param.

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How Does a 5 Lakh Health Insurance Plan Work?

Covers Major Medical Expenses : Your cover helps pay for hospitalisation expenses, including treatment for conditions like heart ailments, cancer, stroke and major organ/bone marrow transplant, as per policy terms.

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How Does a 3 Crore Health Insurance Plan Work?

Covers Major Medical Expenses : Your cover helps pay for hospitalisation expenses, including treatment for conditions like heart ailments, cancer, stroke and major organ/bone marrow transplant, as per policy terms.

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How Does a 5 Lakh Health Insurance Plan Work?

Cashless Treatment at Network Hospitals : You can avail cashless treatment at ManipalCigna’s network hospitals , where approved bills are settled directly, reducing your out-of-pocket burden.

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How Does a 3 Crore Health Insurance Plan Work?

Cashless Treatment at Network Hospitals : You can avail cashless treatment at ManipalCigna’s network hospitals , where approved bills are settled directly, reducing your out-of-pocket burden.

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How Does a 5 Lakh Health Insurance Plan Work?

Unlimited Restoration of Sum Insured : If your base sum insured gets used, it can be restored unlimited times during the policy year for related or unrelated illnesses, subject to plan features.

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How Does a 3 Crore Health Insurance Plan Work?

Unlimited Restoration of Sum Insured : If your base sum insured gets used, it can be restored unlimited times during the policy year for related or unrelated illnesses, subject to plan features.

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How Does a 5 Lakh Health Insurance Plan Work?

Stronger Protection with Sarathi, Gullak & Surplus Sarathi Benefit helps reduce the waiting period to 30 days for listed pre-existing diseases. Gullak Benefit offers up to 15x guaranteed bonus over the base sum insured, irrespective of claims.

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How Does a 3 Crore Health Insurance Plan Work?

Stronger Protection with Sarathi, Gullak & Surplus Sarathi Benefit helps reduce the waiting period to 30 days for listed pre-existing diseases. Gullak Benefit offers up to 15x guaranteed bonus over the base sum insured, irrespective of claims.

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How Does a 5 Lakh Health Insurance Plan Work?

Surplus Benefit provides an additional 100% of the base sum insured from day 1 for the first claim in each policy year.

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How Does a 3 Crore Health Insurance Plan Work?

Surplus Benefit provides an additional 100% of the base sum insured from day 1 for the first claim in each policy year.

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How Does a 5 Lakh Health Insurance Plan Work?

Option for Zero Waiting Period (Tatkal Benefit – as per plan) : Certain variants allow you to enjoy absolutely zero waiting period, ensuring protection from day one.

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How Does a 3 Crore Health Insurance Plan Work?

Option for Zero Waiting Period (Tatkal Benefit – as per plan) : Certain variants allow you to enjoy absolutely zero waiting period, ensuring protection from day one.

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How Does a 5 Lakh Health Insurance Plan Work?

Flexibility to Choose Higher Sum Insured : You can start with ₹5 lakh and opt for higher coverage options going up to ₹3 crore under suitable plans, as your health and financial needs evolve.

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Second paragraph33 words

How Does a 3 Crore Health Insurance Plan Work?

Flexibility to Choose Higher Sum Insured : You can start with ₹5 lakh and opt for higher coverage options going up to ₹3 crore under suitable plans, as your health and financial needs evolve.