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No-Claim Bonus

Increased sum insured for claim-free years

100.0%

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No-claim bonus

Increased sum insured for claim-free years

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Compare Our Women’s Health Insurance Plans

Unlimited cover for listed critical illnesses, Multiple Restorations of exhausted base Sum Insured, Cumulative Bonus up to 1500% of the base Sum Insured, Health Check-up available annually and many more

100.0%

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Compare Our Health Insurance Plans for Parents

Unlimited cover for listed critical illnesses, Multiple Restorations of exhausted base Sum Insured, Cumulative Bonus up to 1500% of the base Sum Insured, Health Check-up available annually and many more

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Compare Our Women’s Health Insurance Plans

Type ManipalCigna Sarvah Lifetime Health Plan Coverage Get comprehensive hospitalisation coverage that includes in patient care, pre and post hospitalisation expenses, daycare treatments, road and air ambulance and AYUSH treatment.

94.5%

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Compare Our Health Insurance Plans for Parents

Compare different plans to find the one that best matches your parents’ healthcare needs and budget. Feature ManipalCigna Sarvah LifeTime Health Plan Coverage Get comprehensive hospitalisation coverage that includes in patient care, pre and post hospitalisation expenses, daycare treatments, road and air ambulance and AYUSH treatment.

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Domiciliary Treatment

Covers medical treatment taken at home when hospitalisation is not possible or medically advised, as per policy conditions.

92.8%

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Home Care Treatments

Covers medical treatments taken at home when hospitalisation is not possible. Useful for parents who require supervised care without hospital admission.

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Self-Inflicted Injuries or Suicide Attempts

Expenses arising from intentional self-harm or suicide attempts are excluded from coverage under the policy.

92.7%

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Self-Inflicted Injuries or Suicide Attempts

Expenses arising from intentional self-harm or suicide attempts are not covered. This exclusion applies regardless of mental or emotional state.

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Overseas Treatments

Medical treatments taken outside the country are not covered unless specifically mentioned in the policy.

89.9%

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Overseas Treatments

Medical treatments taken outside the geographical limits are not covered under the policy.

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Non-Prescribed Medical Supplies

Costs for medical supplies or equipment not prescribed by a registered medical practitioner are excluded.

88.6%

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Non-Prescribed Medical Supplies

Medical supplies or consumables not prescribed by a registered medical practitioner are excluded. Over-the-counter items and personal convenience products are not reimbursed.

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Comprehensive Hospitalisation Cover

Covers inpatient hospitalisation expenses, including room rent, ICU charges, doctor fees, and other associated medical costs.

88.0%

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Comprehensive Hospitalisation Cover

Covers inpatient treatment expenses, including room rent, doctor’s fees, medicines, and procedures. Ensures parents receive timely medical care without financial strain.

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Alternate Treatments

Covers expenses for AYUSH treatments such as Ayurveda, Yoga, Unani, Siddha, and Homoeopathy, where treatment is taken at recognised centres.

86.4%

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Alternate Treatments

Coverage for AYUSH treatments such as Ayurveda, Yoga, Unani, Siddha, and Homoeopathy. Applicable when treatment is taken at recognised and authorised centres.

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Pre-Existing Diseases (During Waiting Period)

Medical conditions existing before policy purchase are covered only after completion of the applicable waiting period.

85.2%

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Are pre-existing diseases covered?

Pre-existing conditions are covered after the completion of the waiting period specified in the policy terms.

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Treatments Resulting from Intoxicating Substances

Expenses arising from the use of alcohol, drugs, or other intoxicating substances are not covered.

85.1%

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Treatments Resulting from Use of Intoxicating Substances

Medical expenses arising from alcohol, drugs, or other intoxicating substances are excluded. This applies even if hospitalisation is required due to such incidents.

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Tax Benefits of Women’s Health Insurance

Premiums may offer tax advantages.

84.6%

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Parents' Health Insurance Tax Benefit

Premiums may offer tax benefits under applicable sections.