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Expert Note

This information is based on standard motor insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed industry practices. Policy coverage and conditions may vary by insurer.

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This information is based on standard motor insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed industry practices. Policy coverage and conditions may vary by insurer.

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What to Choose Between High or Low IDV?

Read More: How to Ensure the Right IDV When Buying Car Insurance for an Old Car

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6. Set within the allowed range: The insurer will provide an allowed IDV range for your car insurance policy. Make sure the IDV you choose falls within the calculated market range.

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1. Depreciation on Parts

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