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2. Increase Your Voluntary Deductible
Opting for a higher voluntary deductible reduces your premium. Just ensure you can afford the deductible in case of a claim.
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5. Increase your deductibles
A deductible is the amount you agree to pay out of pocket before the insurance kicks in during a claim. Opting for a higher voluntary deductible can substantially lower car insurance premiums . However, ensure that the deductible amount remains affordable, as you’ll need to cover it in case of a claim.