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What happens if you Switch Insurers While Renewing Car Insurance?
When switching insurers, the accumulated NCB can usually be transferred to the new car insurance provider and policy.
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Interesting Fact
NCB belongs to you as a car owner, not to the car. If you sell your vehicle and buy a new one, or switch to a different car insurance company, usually, you can carry your accumulated NCB slab forward with an NCB transfer certificate. The process is easy since it automatically moves from your previous insurer.