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· Lump sum payout
· Lump sum payout Upon diagnosis, the insurer pays the entire sum insured, which can be used for medical as well as non-medical expenses.
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Key features of critical illness insurance:
· Lump sum payment: Provides a fixed amount upon diagnosis, irrespective of actual medical expenses. · Covers specific life-threatening diseases: Includes cancer, kidney failure, organ transplants, paralysis, and more.