Paragraph matches

First paragraph125 words

FAQs

Disclaimer - This article is issued in the general public interest and meant for general information purposes only. The views expressed in this blog are solely those of the writer and do not necessarily reflect the official policy or position of Canara HSBC Life Insurance Company Limited or any affiliated entity. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the blog or the information, products, services, or related graphics contained in the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk. You should consult with a qualified professional regarding your specific circumstances before taking any action based on the content provided herein.

100.0%

Second paragraph125 words

Secure Your Child’s Education and Future Milestones

Disclaimer - This article is issued in the general public interest and meant for general information purposes only. The views expressed in this blog are solely those of the writer and do not necessarily reflect the official policy or position of Canara HSBC Life Insurance Company Limited or any affiliated entity. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the blog or the information, products, services, or related graphics contained in the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk. You should consult with a qualified professional regarding your specific circumstances before taking any action based on the content provided herein.

First paragraph18 words

Don't Just Survive, Thrive

3 Plan options Life cover + Guaranteed income Get Total Premiums at maturity Early income from 2nd policy year

100.0%

Second paragraph18 words

Don't Just Survive, Thrive

3 Plan options Life cover + Guaranteed income Get Total Premiums at maturity Early income from 2nd policy year

First paragraph10 words

Save, Dream, Plan. Live Peacefully

5 Plan options Option to choose PPT Get Tax benefits

100.0%

Second paragraph10 words

Save, Dream, Plan. Live Peacefully

5 Plan options Option to choose PPT Get Tax benefits

First paragraph26 words

Popular Searches

Child Education Child Insurance Plan Children Money Back Policy Insurance Policy For Newborn Child Protection Rider How Child Insurance Works? Sukanya Samriddhi Yojana Child Insurance Calculator

100.0%

Second paragraph26 words

Popular Searches

Child Education Child Insurance Plan Children Money Back Policy Insurance Policy For Newborn Child Protection Rider How Child Insurance Works? Sukanya Samriddhi Yojana Child Insurance Calculator

First paragraph27 words

Popular Searches

Buy Best Child insurance Plan Best Investment Plan for Girl Child Child Education Insurance Plan Best Fixed Deposit for Child Types of Child Insurance Child Education Insurance

100.0%

Second paragraph27 words

Popular Searches

Buy Best Child insurance Plan Best Investment Plan for Girl Child Child Education Insurance Plan Best Fixed Deposit for Child Types of Child Insurance Child Education Insurance

First paragraph13 words

Fixed Returns, Zero Risks & Worries

4 Plan options Life cover + Guaranteed benefits Accidental death benefit Premium protection cover

100.0%

Second paragraph13 words

Fixed Returns, Zero Risks & Worries

4 Plan options Life cover + Guaranteed benefits Accidental death benefit Premium protection cover

First paragraph61 words

Child Insurance - Top Selling Plans

We bring you a collection of popular Canara HSBC life insurance plans. Forget the dusty brochures and endless offline visits! Dive into the features of our top-selling online insurance plans and buy the one that meets your goals and requirements. You and your wallet will be thankful in the future as we brighten up your financial future with these plans.

100.0%

Second paragraph61 words

Child Insurance - Top Selling Plans

We bring you a collection of popular Canara HSBC life insurance plans. Forget the dusty brochures and endless offline visits! Dive into the features of our top-selling online insurance plans and buy the one that meets your goals and requirements. You and your wallet will be thankful in the future as we brighten up your financial future with these plans.

First paragraph79 words

Myth #10: Child Plans Lack Liquidity:

You can choose either periodic cash inflows or a lump-sum corpus paid at the end of the payment term. This can typically occur when your child turns 18 or starts university education. If your child is 5 years old, you can opt to pay premiums for, say, 10 policy years, until your child attains 15 years of age. From the age of 18 years onwards, you can opt to receive annual payouts that can help finance their education.

51.1%

Second paragraph63 words

1. Create a Fund for your Child’s Future

For example, in the Promise4Growth Plus Plan offered by Canara HSBC Life Insurance, if your child is 5 years old, you can opt to pay premiums for, say, 10 policy years, i.e., until your child attains 15 years of age. From the age of 18 years onwards, you can opt to receive annual pay-outs that can help finance his/her education.

First paragraph44 words

Myth #3: Policy Terminates if the Policyholder Passes Away:

Thus, in case of the untimely demise of the parent (policyholder), the family would get the sum assured, and the policy would continue. Future premium payments would be waived off. At the end of the policy period, the family would get the fund value.

43.1%

Second paragraph72 words

2. Financial Support in the Absence of Parents

This is the most comforting feature of availing life insurance plan in India. In case of the parent’s unfortunate, untimely demise, the child will receive the sum assured. The investment part of the policy will, however, continue with future premiums paid by the insurance company. Most child insurance plans offer a sum assured that is at least 10 times the annual premium. At maturity, the fund value will also be paid.

First paragraph53 words

Myth #4: It May Not Be Able to Meet Education Costs in the Future Due to Inflation:

Child plans offer equity-linked options to combat inflation effectively. You can choose child plans where you can also invest in equity funds. Equity is a high-risk, high-reward investment capable of beating inflation through long-term investment. Thus, you need the following two factors for relative safety and to enjoy growth:

20.0%

Second paragraph70 words

3 Tips to Buy the Best Child Plan

Invest as Per Risk Appetite: You know that your investment growth is directly proportional to the investment risk. Your financial goals, your lifestyle aspirations, and your ability to invest are unique to you. Thus, the best child plan for you will be the one that gives you the freedom to invest as per your risk appetite. For example, a child plan with the option of both equity and debt funds.

First paragraph64 words

Why Child Insurance Myths Can Mislead You?

Child insurance plans secure your child's future dreams, from education to unique passions. An insurance plan is a comprehensive financial investment that supports you at all important milestones in life. But often, a child insurance plan is misunderstood, and the real benefits get ignored. Busting these commonly believed myths is essential so that all parents can avail themselves of the benefits of these policies.

17.0%

Second paragraph27 words

A Complete Guide to Child Insurance Plans

Child insurance plans combine savings and protection to secure a child’s education and future goals, even during unexpected life events. August 29, 2025 7 minutes read