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First documentWhat is BMI & How Does It Affect Your Health Insurance Premiums?Open original ↗
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Second documentHow Does BMI Affect Critical Illness Insurance Coverage?Open original ↗
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FAQs
Disclaimer - This article is issued in the general public interest and meant for general information purposes only. The views expressed in this blog are solely those of the writer and do not necessarily reflect the official policy or position of Canara HSBC Life Insurance Company Limited or any affiliated entity. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the blog or the information, products, services, or related graphics contained in the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk. You should consult with a qualified professional regarding your specific circumstances before taking any action based on the content provided herein.
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Second paragraph125 words
Protect Your Family’s Health and Financial Future
Disclaimer - This article is issued in the general public interest and meant for general information purposes only. The views expressed in this blog are solely those of the writer and do not necessarily reflect the official policy or position of Canara HSBC Life Insurance Company Limited or any affiliated entity. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the blog or the information, products, services, or related graphics contained in the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk. You should consult with a qualified professional regarding your specific circumstances before taking any action based on the content provided herein.
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When Should You Buy Health Insurance?
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The Link Between BMI and Health Insurance Premiums
Premiums Adjusted Based on Risk Assessment: When you apply for health insurance with any of the insurance companies, your application goes through a process called underwriting . Here, your medical history, lifestyle habits, and BMI are evaluated. If your BMI is outside the normal range, you might be charged a higher premium compared to someone with a normal BMI.
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Second paragraph57 words
Healthy Weight for Quality Life
While signing up for health insurance coverage , you’ll be asked to submit your height and weight data, which will be used to calculate your BMI. People exceeding acceptable body weight levels may have to pay an extra premium than those having normal BMI. This is done because obese people tend to spend more on their health.
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What is BMI and how does it affect your health insurance premiums?
What is BMI? Find out how the Body Mass Index is calculated and its direct link to your health insurance premium. April 25, 2025 9 minutes read
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Second paragraph24 words
Critical Illness Insurance for High and Low BMI Individuals
Know how BMI affects critical illness insurance, influencing risk, premiums, coverage, and claim considerations for health protection planning. October 11, 2025 8 minutes read