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Second document5 Reasons to Use ULIPs for Building a Retirement CorpusOpen original ↗
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ULIP NAV - NAV in ULIP Plans
If you want an investment that grows your wealth while offering life insurance protection, a ULIP can be a powerful choice. A Unit Linked Insurance Plan (ULIP) allows you to invest in market-linked funds such as equity, debt, or balanced options while enjoying the security of life cover under one plan. To truly understand how your ULIP is performing, you must pay attention to its Net Asset Value ( NAV ). In this blog, we explain what ULIP NAV means, how it is calculated, why it matters, and the key factors that influence it.
What is ULIP?
A Unit Linked Insurance Plan (ULIP) is a dual-purpose financial product. It combines life insurance coverage with market-linked investment opportunities within a single plan. When you invest in a ULIP, a portion of your premium goes toward providing life insurance cover, while the rest is invested in market-linked instruments like equity, debt, or balanced funds, based on your risk appetite.