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First documentSaving Schemes: Best Saving Schemes in India 2026Open original ↗
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Second documentKisan Vikas Patra (KVP): Benefits, Interest Rate & FeaturesOpen original ↗
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First paragraph16 words
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First paragraph107 words
Government-Backed Saving Schemes:
Kisan Vikas Patra (KVP): KVP is a savings scheme that allows farmers and individuals to double their investments over a specified tenure. The minimum investment required is ₹1,000, with no maximum limit. One of the unique features of the scheme is that the invested amount doubles in 112 months. Investors can add nominees to their KVP account, and the certificate is transferable between individuals and post offices. Additionally, the KVP certificate can be encashed after 30 months from the date of issuance, providing flexibility for the investors. The Kisan Vikas Patra is a secure option for long-term savings and is backed by the Indian government.
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Second paragraph46 words
What is Kisan Vikas Patra?
Kisan Vikas Patra, also recognised as KVP, is fundamentally a savings scheme available at the Indian Post Offices in the form of certificates. This savings scheme functions as a fixed-rate savings plan aiming to multiply your investment after completing a pre-decided period (115 months).