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*Terms and Conditions Apply For more details on risk factors, terms and conditions please read the Sales Brochure carefully before concluding a sale.
Speak to an insurance specialist now!
*Terms and Conditions Apply For more details on risk factors, terms and conditions please read the Sales Brochure carefully before concluding a sale.
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About Promise4Growth Plus
In this policy the investment risk in investment portfolio will be borne by the policyholder UIN: 136L093V01
About Promise4Wealth
In this policy the investment risk in investment portfolio will be borne by the policyholder UIN: 136L096V01
Maturity Benefit
Promise4Wealth Plus and Promise4Life Plus options: In case the Life Assured survives till the maturity of the Policy, Fund Value as on the date of maturity is payable and the Policy will terminate upon payment of such benefit.
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B. Maturity Benefit Promise4Wealth Maximiser & Promise4Wealth LongLife : Fund Value as on the date of maturity of Your Policy is payable. Promise4Wealth Shield : Fund Value at maturity is paid to the Life Assured if alive, or to the Nominee(s) if not.
Death Benefit:
Income Benefit 1/12 - In case of death of the Life Assured, 1/12 of the Annualized Premium will be provided as a monthly income starting from the next policy anniversary date post death payable till the end of the Policy Term subject to a maximum income period of 120 months.
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Along with the Death Benefit and PFB, your family will also receive a monthly income equal to 1/12th of the Annualized Premium and will continue until the end of the Policy Term, subject to a maximum period of 120 months.
Plan Options
Promise4Wealth Plus A simple option that provides life coverage during the Policy Term and the accumulated fund value of your savings at maturity. Promise4Care Plus
Plan Options
Promise4Wealth Maximiser: Life cover through the policy term with Fund Value paid at maturity for long‑term wealth growth
Death Benefit:
Premium Funding Benefit 4 will also become payable. All the charges, except Mortality charges & Premium Funding Benefit charges, shall continue to be deducted from the unit account until maturity of the Policy. At maturity, Fund Value is payable as a lumpsum or as per Settlement Option chosen by the Policyholder before death.
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Plus, Premium Funding Benefit (PFB) shall be applicable wherein We will pay all future premiums on your behalf, in the same mode and fund allocation you last selected. All charges—except Mortality and PFB will continue to be deducted until maturity. At maturity, the Fund Value will be paid as a lump sum or as per the Settlement Option chosen before death.
Additions in the fund
Loyalty Additions from end of 5th Policy Year from the date of commencement and every 5th Policy Year thereafter i.e. 10th, 15th 20th Policy Year etc. till end of Premium Paying Term.
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The Policy will terminate on payment of the Maturity Benefit. C. Additions to the fund Loyalty Additions: Added every 5 th policy year from the policy commencement date during the premium payment term.
Additions in the fund
Wealth Boosters at end of 10th Policy Year from the date of commencement and every 5th Policy Year i.e. 15th, 20th Policy year etc. thereafter till end of Policy Term
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Wealth Boosters: Added from the 10 th policy year from the policy commencement date and every 5 th policy year Return of Mortality Charge: Mortality charges deducted are added back to the fund at maturity.
About Promise4Growth Plus
Canara HSBC Life Insurance Promise4Growth Plus - A Unit Linked Individual Savings Life Insurance Plan which can be customized as per your goals and changing requirements. With an unmatched combination of Portfolio Management Options and flexibilities, this plan gives you complete control over your savings and insurance needs.
About Promise4Wealth
Life is full of promises—from achieving dreams to protecting loved ones. Presenting Canara HSBC Life Insurance Promise4Wealth — a Unit Linked Individual Savings Life Insurance Plan designed to support all your financial needs. Whether it’s protecting your family, planning for retirement, securing your child’s future, or building a lasting legacy, Promise4Wealth is designed to grow with you. It combines protection, growth, and flexible benefits—adapting effortlessly to your financial goals and supporting your journey every step of the way.