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First documentHealth Insurance Plans: Buy Online @ ₹15.12/Day* | ManipalCignaOpen original ↗
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Second documentHealth Insurance Portability: Procedure & Key FactsOpen original ↗
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First paragraph55 words
How to Use Health Insurance Portability
Portability lets you switch your health insurance from one insurer or plan to another while carrying forward accrued benefits, such as waiting periods already served, subject to regulatory rules and the new insurer’s terms. To use it, apply to the new insurer before your existing policy’s renewal, within the timeline defined by regulation.
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Second paragraph68 words
Definition and IRDAI guidelines
Health insurance portability refers to the policyholder's right to transfer an existing policy from one insurance provider to another without losing key benefits, such as waiting periods and non-claim bonuses. According to IRDAI, if a customer is unhappy or unsatisfied with the services offered by an insurance provider, they have the option to port the plan to any other insurance provider without being locked into unsatisfactory policies.