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OPD and Outpatient Care Coverage
OPD or outpatient department coverage is one of the most useful but underrated benefits in modern policies. It pays for doctor consultations, medicines and routine diagnostic tests that do not require hospital admission.
What is OPD in health insurance?
OPD, or out-patient department cover, helps pay for medical costs that do not involve hospitalisation, such as doctor consultations, prescribed medicines, and diagnostics, subject to policy terms. It is often available as an add-on and can be useful for families with frequent routine medical needs.