Document Overlap
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First documentPre-Existing Conditions in Health Insurance | ManipalCignaOpen original ↗
A-019
Second documentHealth Insurance for Pre-Existing Diseases in IndiaOpen original ↗
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Top paragraph overlap
100.0%Page comparison
Paragraph matches
Strongest non-zero match for each paragraph.
First paragraph15 words
Get in Touch with an Expert
Reach out today for personalized insurance guidance, tailored solutions, and dedicated support from trusted professionals
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Second paragraph15 words
Get in Touch with an Expert
Reach out today for personalized insurance guidance, tailored solutions, and dedicated support from trusted professionals
First paragraph35 words
Medical Insurance and the Curious Case of Pre-Existing Conditions
Understanding Pre-Existing Conditions in Health Insurance What is Health Insurance for Pre-Existing Conditions? List of Pre-Existing Diseases Covered Under Health Insurance Factors to Consider When Buying Health Insurance for Pre-Existing Conditions
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Second paragraph25 words
Health insurance for pre-existing medical conditions in India
What Are Pre-Existing Medical Conditions in Health Insurance? Why Pre-Existing Conditions Matter in Health Insurance Waiting Period for Pre-Existing Diseases in India
First paragraph151 words
What is Health Insurance for Pre-Existing Conditions?
PEDs or Pre-Existing Diseases refer to medical illnesses or health issues that an individual already suffers from before applying for a health insurance plan. Some of the most common examples include high blood pressure or diabetes, as well as chronic diseases such as arthritis or thyroid disorders. The waiting period can be from 24 to 48 months, depending on the severity of the physical condition and the risk you face due to the PED.When you apply for insurance, it is the responsibility of your health insurance provider to carefully evaluate your medical history and understand the level of risk. Based on the assessment, the insurer offers the premium, coverage, and waiting periods. There is a common misconception that PEDs make you ineligible for health insurance. This is partially incorrect because you need to ensure that all the information is properly disclosed to the insurer while purchasing the insurance policy.
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Second paragraph88 words
What Are Pre-Existing Medical Conditions in Health Insurance?
A pre-existing disease (PED) means any condition, ailment, injury or disease that has been diagnosed within 48 months prior to the issue of a health insurance policy or its reinstatement. For example, if an individual is already suffering from diabetes at the time of purchasing a health insurance policy, it will be categorised as a pre-existing disease. Some other examples of pre-existing conditions can include hypertension, obesity, asthma, etc. if the individual is suffering from any of these at the time of purchasing health insurance.