Document Overlap
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← Content Overlap Report
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First documentHealth Insurance Plans: Buy Online @ ₹15.12/Day* | ManipalCignaOpen original ↗
A-023
Second documentHealth Insurance Renewal: Process, Grace Period & BenefitsOpen original ↗
Low overlap
Top paragraph overlap
58.2%Page comparison
Paragraph matches
Strongest non-zero match for each paragraph.
First paragraph44 words
What is No Claim Bonus (NCB) in health insurance?
No Claim Bonus, also called a cumulative bonus, rewards each claim-free year, usually by increasing your sum insured without a matching rise in premium for that increase, subject to policy terms. Over time, a consistent claim-free record can meaningfully strengthen your protection.
58.2%
Second paragraph16 words
Cumulative Bonus Explained
A cumulative bonus increases your sum insured for every claim-free year without increasing the premium.
First paragraph46 words
Health Insurance Renewal & Lifetime Renewability
Renewing your health insurance on time keeps your protection continuous and preserves valuable benefits such as waiting periods already served and your accumulated No Claim Bonus. Many plans offer lifetime renewability, meaning you can keep renewing for as long as you wish, subject to policy terms.
48.6%
Second paragraph21 words
Why Renewing Your Health Insurance on Time Matters
Renewing your health insurance policy on time is crucial to avoid any break in coverage and to continue enjoying accumulated benefits.
First paragraph51 words
Can I increase the sum insured of my policy later?
In many cases the sum insured can be increased, commonly at renewal and subject to the insurer’s terms and underwriting. A No Claim Bonus can also raise your effective cover over claim-free years. For specifics on enhancing your sum insured, refer to your policy and speak to the insurer.
33.5%
Second paragraph15 words
Can I increase my sum insured at renewal?
Yes, most insurers allow you to increase your sum insured at the time of renewal.