Document Overlap
5.1%
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First documentRestoration Benefit in Health Insurance | ManipalCignaOpen original ↗
A-330
Second documentHealth Insurance Plans: Buy Online @ ₹15.12/Day* | ManipalCignaOpen original ↗
Low overlap
Top paragraph overlap
79.3%Page comparison
Paragraph matches
Strongest non-zero match for each paragraph.
First paragraph23 words
Cost-effective:
Family Floater Plans: In family floater plans, any family member can utilise the restored sum insured, offering comprehensive coverage for the entire family.
79.3%
Second paragraph48 words
What is a family health insurance plan?
A family health insurance plan, often a family floater, covers your whole family under a single policy and one shared sum insured that any insured member can use as needed. It is usually a convenient and cost-effective way to protect a family together, subject to policy terms.
First paragraph31 words
What is the restoration benefit in health insurance?
It is a feature that reinstates your health insurance sum insured after it has been fully or partially used up during a policy year, giving you continued protection for subsequent hospitalisations.
78.7%
Second paragraph39 words
Restore or Refill Benefit
A restore (or refill) benefit reinstates your sum insured if it is exhausted during the policy year, so cover can be available again for further eligible hospitalisation, subject to policy terms. It is particularly valuable for family floater plans.
First paragraph51 words
Is restoration benefit different from refill benefit?
Both terms are often used interchangeably. However, some insurers differentiate them. Restoration benefit generally applies after the sum insured is completely exhausted, while refill benefit may allow reinstatement even if only a part of the cover has been used. Always check your policy wording to see how your insurer defines it.
45.3%
Second paragraph39 words
Restore or Refill Benefit
A restore (or refill) benefit reinstates your sum insured if it is exhausted during the policy year, so cover can be available again for further eligible hospitalisation, subject to policy terms. It is particularly valuable for family floater plans.
First paragraph67 words
What is Restoration Benefit in Health Insurance?
Restoration benefit in health insurance is an add-on or built-in feature in some policies that reinstates the sum insured after it has been exhausted within the policy year. Suppose the medical expenses during a policy year exceed the initially insured amount. In that case, the restoration benefit will automatically replenish the sum insured, allowing for additional claims without purchasing extra coverage or a new policy.
36.1%
Second paragraph39 words
Restore or Refill Benefit
A restore (or refill) benefit reinstates your sum insured if it is exhausted during the policy year, so cover can be available again for further eligible hospitalisation, subject to policy terms. It is particularly valuable for family floater plans.