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What is the restoration benefit in health insurance?
It is a feature that reinstates your health insurance sum insured after it has been fully or partially used up during a policy year, giving you continued protection for subsequent hospitalisations.
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Restore or Refill Benefit
A restore (or refill) benefit reinstates your sum insured if it is exhausted during the policy year, so cover can be available again for further eligible hospitalisation, subject to policy terms. It is particularly valuable for family floater plans.