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✅ 6. Sarathi Benefit (1c)
(1a)- Major Illnesses : Major Illnesses are Heart Conditions, Cancer, Stroke, Major Organ and Bone Marrow Transplant
ManipalCigna Disclaimers
Carry forward of earned Reward Points shall not be allowed. (1a)- Major Illnesses : Major Illnesses are Heart Conditions, Cancer, Stroke, Major Organ and Bone Marrow Transplant
✅ 6. Sarathi Benefit (1c)
(1b)- Gullak Benefit: Gullak Benefit is available as optional cover with ManipalCigna Sarvah (Pratham and Uttam) at an additional cost and as base cover with ManipalCigna Sarvah Param
ManipalCigna Disclaimers
(1b)- Gullak Benefit: Gullak Benefit is available as optional cover with ManipalCigna Sarvah (Pratham and Uttam) at an additional cost and as base cover with ManipalCigna Sarvah Param Plan
✅ 6. Sarathi Benefit (1c)
(1d)Maternity Benefit: Get 20% coverage of the sum insured maximum up to 5Lacs over and above the sum insured. This benefit is available as an optional cover with ManipalCigna Sarvah Uttam at an additional cost.
ManipalCigna Disclaimers
(1d)Maternity Benefit: Get 20% coverage of the sum insured maximum up to 5Lacs over and above the sum insured. This benefit is available as an optional cover with ManipalCigna Sarvah Uttam Plan and ManipalCigna Sarvah Param Plan at an additional cost .
✅ 6. Sarathi Benefit (1c)
(1i)Tatkal Benefit- Zero waiting period. Available only in ManipalCigna Sarvah Param.
ManipalCigna Disclaimers
(1i)Tatkal : Zero waiting period. Available only in ManipalCigna Sarvah Param Plan.
✅ 6. Sarathi Benefit (1c)
(1c)- Sarathi Benefit: Any condition or illness, complication or ailment related to Cancer, Heart, Stroke & Major Organ/Bone Marrow Transplant (in Pratham plan as an optional cover) or any condition or illness, complication or ailment (in Uttam plan as an optional cover) arising out of Asthma/ Diabetes/ Dyslipidaemia/ Obesity/ Hypertension declared and accepted as a part of Pre-existing disease will be covered from 31st day from policy inception at an additional cost.
ManipalCigna Disclaimers
(1c)- Sarathi Benefit: Any condition or illness, complication or ailment related to Cancer, Heart, Stroke & Major Organ/Bone Marrow Transplant (in ManipalCigna Sarvah Pratham Plan as an optional cover) or any condition or illness, complication or ailment (in Uttam plan as an optional cover) arising out of Asthma/ Diabetes/ Dyslipidaemia/ Obesity/ Hypertension declared and accepted as a part of Pre-existing disease will be covered from 31st day from policy inception at an additional cost .
✅ 6. Sarathi Benefit (1c)
(1g)Personal Accidental Cover: Get a fixed benefit coverage up to Rs 3cr, available as optional covers in Sarvah Pratham, Uttam & Sarvah Param at an additional cost.
ManipalCigna Disclaimers
(1g)Personal Accidental Cover: Get a fixed benefit coverage up to Rs 3cr, available as optional covers in ManipalCigna Sarvah Pratham Plan, Sarvah Uttam Plan & Sarvah Param Plan at an additional cost .
✅ 6. Sarathi Benefit (1c)
(1e) Restoration of Sum Insured: Available as base cover in ManipalCigna Sarvah Param, and as optional covers in Uttam & Pratham plans at an additional cost.
ManipalCigna Disclaimers
(1e) Restoration : Available as base cover in ManipalCigna Sarvah Param Plan , and as optional covers in ManipalCigna Sarvah Uttam Plan & ManipalCigna Sarvah Pratham plans at an additional cost .
✅ 6. Sarathi Benefit (1c)
(1h)Anant Benefit: Get unlimited sum insured for major illnesses- Heart, Cancer, Stroke and major organ/ bone marrow transplant. Available only with ManipalCigna Sarvah Uttam at an additional cost.
ManipalCigna Disclaimers
(1h)Anant: Get unlimited sum insured for major illnesses- Heart, Cancer, Stroke, Major organ/ bone marrow transplant and Accident for any number of times in a Policy Year. Available with ManipalCigna Sarvah Uttam Plan and ManipalCigna Sarvah Param Plan as an optional cover upon payment of additional premium.TnC applied.
✅ 6. Sarathi Benefit (1c)
(1f)Surplus Benefit: Get 100% refill on your 1st claim. Available as optional covers in Sarvah Pratham, Uttam & Sarvah Param at an additional cost<.
ManipalCigna Disclaimers
(1f)Surplus Benefit: Get 100% refill of your base Sum Insured on your 1st claim. Available as optional covers in ManipalCigna Sarvah Pratham Plan, Sarvah Uttam Plan & Sarvah Param Plan at an additional cost .
Sarvah Uttam – The Comprehensive Plan
Personal Accident (1g) cover up to ₹3 Cr
ManipalCigna Disclaimers
(1g)Personal Accidental Cover: Get a fixed benefit coverage up to Rs 3cr, available as optional covers in ManipalCigna Sarvah Pratham Plan, Sarvah Uttam Plan & Sarvah Param Plan at an additional cost .
Sarvah Pratham – Essential Critical-Illness Plan
Personal Accident cover (1g) up to ₹3 Cr Perfect for first-time buyers or those looking to strengthen their health portfolio. It starts with a base premium of ₹433*/- per annum.
ManipalCigna Disclaimers
(1g)Personal Accidental Cover: Get a fixed benefit coverage up to Rs 3cr, available as optional covers in ManipalCigna Sarvah Pratham Plan, Sarvah Uttam Plan & Sarvah Param Plan at an additional cost .
Sarvah Param – Instant Coverage, Zero Waiting(1i), Maximum Peace
The game-changer? Tatkal Benefit (1i) —zero waiting period for all conditions. Coverage begins from Day 1 . But that’s just the beginning. You also get:
ManipalCigna Disclaimers
(1i)Tatkal : Zero waiting period. Available only in ManipalCigna Sarvah Param Plan.