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7.5%First documentSarvah Voted Product of the Year | ManipalCignaOpen original ↗
Second document1 Crore Health Insurance: Buy Medical Insurance Plans OnlineOpen original ↗
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Sarvah Pratham – Essential Critical-Illness Plan
Sarathi Benefit (1c) – Optional cover that reduces the waiting period from 36 months to 30 days for any hospitalization related to above listed conditions arising from the Asthma, Diabetes, Dyslipidemia, Obesity & Hypertension.
Benefits of a 1 Crore Health Insurance Policy
Benefit What It Offers You Inpatient Hospitalization Covered upto Sum Insured. Sarathi Benefit Reduces the waiting period for listed pre-existing diseases to just 30 days, ensuring faster access to care.
Sarvah Uttam – The Comprehensive Plan
Personal Accident (1g) cover up to ₹3 Cr
Benefits of a 1 Crore Health Insurance Policy
Surplus Benefit Provides an additional 100% of Base Sum Insured from day 1 for the first claim of each policy year. Personal Accident Cover Offers financial security with coverage up to ₹3 crore for accidental death or disability.
Sarvah Pratham – Essential Critical-Illness Plan
Personal Accident cover (1g) up to ₹3 Cr Perfect for first-time buyers or those looking to strengthen their health portfolio. It starts with a base premium of ₹433*/- per annum.
Benefits of a 1 Crore Health Insurance Policy
Surplus Benefit Provides an additional 100% of Base Sum Insured from day 1 for the first claim of each policy year. Personal Accident Cover Offers financial security with coverage up to ₹3 crore for accidental death or disability.
Sarvah Param – Instant Coverage, Zero Waiting(1i), Maximum Peace
Param is perfect for those who want peace of mind now , not after a 2- or 3-year wait. It starts with a base premium of ₹7,668*/- per annum.
Premium Options Under ManipalCigna Sarvah
ManipalCigna Sarvah Param : The most enhanced protection level, offering zero waiting period through Tatkal Benefit, higher bonuses, and superior features. The base premium begins at ₹6,498/annum*, also with a 5% website discount.
Sarvah Param – Instant Coverage, Zero Waiting(1i), Maximum Peace
Apart from Zero zonal co-pay which lets you get treated in any city without worrying about cost differences. Maternity cover up to ₹5L, up to 40% discount on your policy, wellness rewards, teleconsultation, annual health check-up, and more, Sarvah gives you 6 other smart powers to maintain your finances and peace of mind:
Benefits of a 1 Crore Health Insurance Policy
No Zonal Co-Pay Get treatment in the city of your choice without worrying about zonal co-payments. Premium Discounts Enjoy 2.5% discount for early renewal and up to 7.5% No Claim Discount for staying claim-free.
Sarvah Uttam – The Comprehensive Plan
Sarvah Uttam is ideal for families and individuals who want no compromise when it comes to their health and future protection. It starts with a base premium of ₹4,842*/- per annum.
Premium Options Under ManipalCigna Sarvah
ManipalCigna Sarvah Param : The most enhanced protection level, offering zero waiting period through Tatkal Benefit, higher bonuses, and superior features. The base premium begins at ₹6,498/annum*, also with a 5% website discount.