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0.5%First documentDomiciliary Hospitalisation in Health Insurance: Meaning & BenefitsOpen original ↗
Second documentHospitalization Health Cover Plans | ManipalCignaOpen original ↗
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Is Domiciliary Hospitalisation Covered Under My Health Insurance Policy?
Whether or not domiciliary hospitalisation is covered under your Health Insurance policy largely depends on who your insurer is and the scope of coverage included under your chosen plan. In most cases, you can enjoy domiciliary hospitalisation coverage as part of your regular Health Insurance plan. However, if your policy doesn't include this coverage, you may purchase it as an additional rider. If you choose this option, you have to pay a little extra, above your policy's existing premium rate.
FAQs
Pre and post-hospitalization cover is generally included under most health insurance policies in India, and in most cases, you do not need to purchase the cover separately. However, you must check your insurance policy agreement, and if this coverage is not included as part of it, you can either choose a policy that includes this cover or purchase the cover as a separate add-on rider, by paying a little extra.