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Thank you for your interest!

Our team will contact you shortly to provide personalized assistance with your insurance plan. Table Of Content Introduction What is No Claim Bonus? How Much NCB Can You Accumulate?

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Expert Note

This information is based on standard motor insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed industry practices. Policy coverage and conditions may vary by insurer.

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In case of a small accident with bumper damage, can you file the claim?

This information is based on standard motor insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed industry practices. Policy coverage and conditions may vary by insurer.

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Does Filing a Small Claim Always Mean Losing Your No Claim Bonus?

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Does Filing a Claim Automatically Reduce Your NCB?

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FAQs

If you make a claim, the car insurance company will reduce your no-claim bonus. In most cases, a single claim can reset the accumulated NCB to zero unless you have the NCB protector add-on.