Paragraph matches

First paragraph26 words

Share your details

We're here to help you find the perfect insurance plan. our team will get in touch. Health Insurance Travel Insurance Motor Insurance Home Insurance Lifestyle Insurance

100.0%

Second paragraph26 words

Share your details

We're here to help you find the perfect insurance plan. our team will get in touch. Health Insurance Travel Insurance Motor Insurance Home Insurance Lifestyle Insurance

First paragraph35 words

Popular article

What is EP (Engine Protect) in Car Insurance? How to Save Money on Car Insurance The Impact of Driving Behaviour on Premiums Standalone Own Damage vs. Comprehensive Car Insurance: Which One is Right for You?

100.0%

Second paragraph35 words

Popular article

What is EP (Engine Protect) in Car Insurance? How to Save Money on Car Insurance The Impact of Driving Behaviour on Premiums Standalone Own Damage vs. Comprehensive Car Insurance: Which One is Right for You?

First paragraph10 words

Popular article

Top Add-On Covers to Consider for Your Car Insurance

100.0%

Second paragraph10 words

Popular article

Top Add-On Covers to Consider for Your Car Insurance

First paragraph27 words

More articles on Car Insurance

List of Best Cars Under 5 lakhs in India Fastest Cars in India 2026 Hatchback vs Sedan what are the differences How to Import Cars in India?

100.0%

Second paragraph27 words

More articles on Travel Insurance

List of Best Cars Under 5 lakhs in India Fastest Cars in India 2026 Hatchback vs Sedan what are the differences How to Import Cars in India?

First paragraph21 words

More articles on Car Insurance

Best FASTag Providers in India Pre Delivery Inspection Checklist Temporary Registration Numbers in India How to Check E Challan Status Online

100.0%

Second paragraph21 words

More articles on Travel Insurance

Best FASTag Providers in India Pre Delivery Inspection Checklist Temporary Registration Numbers in India How to Check E Challan Status Online

First paragraph25 words

Explore More on Car Insurance

Car Insurance Third Party Car Insurance TATA Car Insurance Maruti Car Insurance Standalone Own Damage Zero Depreciation Car Insurance IDV Calculator Car Insurance Premium Calculator

100.0%

Second paragraph25 words

Explore More on Travel Insurance

Car Insurance Third Party Car Insurance TATA Car Insurance Maruti Car Insurance Standalone Own Damage Zero Depreciation Car Insurance IDV Calculator Car Insurance Premium Calculator

First paragraph10 words

Share your details

We respect your privacy. Your details are safe with us.

100.0%

Second paragraph10 words

Share your details

We respect your privacy. Your details are safe with us.

First paragraph3 words

Does Filing a Small Claim Always Mean Losing Your No Claim Bonus?

21 May 2026

86.7%

Second paragraph3 words

What Happens to NCB If The Car Insurance Renewal is Delayed?

10 April 2026

First paragraph33 words

In case of a small accident with bumper damage, can you file the claim?

This information is based on standard motor insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed industry practices. Policy coverage and conditions may vary by insurer.

75.8%

Second paragraph42 words

Expert Note

This information is based on standard motor insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed industry practices. Policy coverage, NCB conditions, and renewal rules may vary between insurers offering car insurance plans in India.

First paragraph30 words

How to Transfer NCB?

Since NCB is linked to the policyholder, when you sell your car or switch the insurance, you can transfer the NCB and retain the benefits. Here's how to do so:

66.7%

Second paragraph18 words

What happens if you Switch Insurers While Renewing Car Insurance?

When switching insurers, the accumulated NCB can usually be transferred to the new car insurance provider and policy.

First paragraph36 words

FAQs

The benefits of NCB in insurance vary depending on the number of years. It usually starts at 20% after the first claim-free year and can extend up to 50% after five consecutive claim-free years.

51.0%

Second paragraph43 words

What is NCB in Car Insurance, and How Does It Work?

No claim bonus discount typically starts at 20% and may go up to 50% after several claim-free years. The NCB applies primarily to own damage coverage, not to third-party car insurance, benefiting drivers who maintain claim-free records with lower premiums.

First paragraph29 words

Thank you for your interest!

Our team will contact you shortly to provide personalized assistance with your insurance plan. Table Of Content Introduction What is No Claim Bonus? How Much NCB Can You Accumulate?

48.3%

Second paragraph28 words

Thank you for your interest!

Our team will contact you shortly to provide personalized assistance with your insurance plan. Table of Content What is NCB in Car Insurance, and How Does It Work?