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Our team will contact you shortly to provide personalized assistance with your insurance plan. Table of Content What exactly is EP? Why is the engine not covered under a standard car insurance plan
How Does Engine Protection Fit into a Comprehensive Car Insurance Policy?
This information is based on standard motor insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed industry practices. Policy coverage and conditions may vary by insurer.
Expert Note
This information is based on standard motor insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed industry practices. Policy coverage and conditions may vary by insurer.
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What Risks Does Engine Protection Cover Include?
What would happen if water got inside the engine? If water gets inside the engine, it can cause hydrostatic lock, which stops the pistons from moving and seriously damages the internal components. Without adequate coverage, repair costs may be very high.
1. Driving through a flooded road
Many parts of India, including big cities like Mumbai and Kolkata, get flooded during the monsoon. Driving through the flood affects the car's engine. Water seepage leads to a hydrostatic lock, in which water enters the engine and stops it suddenly. This not only stalls the car but also damages the engine. When you have an engine protection rider, you get help from your insurer, as it is covered under the car insurance coverage.
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Introduction
Engine Protect (EP) is a feature that offers coverage for your vehicle's engine. A regular car insurance policy does not cover your engine. If the engine gets damaged, you won't get any compensation from your insurance provider. Therefore, the EP becomes very important, especially for newer cars.