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Why Do IDV Calculator Results Differ for Diesel vs Petrol Variants?
18 Sep 2026
How Is IDV Calculated Differently for Electric Cars Than Petrol Vehicles?
10 September 2026
How IDV Affects Car Insurance Premiums?
The relationship here is fairly simple once you see it laid out. ● Higher IDV: higher protection limit, higher premium, larger theft payout potential ● Lower IDV: lower protection limit, lower premium, smaller theft payout potential
How Does the Chosen IDV Affect the Car Insurance Premium?
● Higher IDV: higher premium, higher payout on total loss or theft ● Lower IDV: lower premium, lower payout on total loss or theft ● Appropriate IDV: balanced premium, fair, realistic coverage
Does an IDV Calculator Consider Fuel Type?
Read More: What Is Standalone Own Damage And Why Should You Choose One? Check your car's IDV before you renew your policy
Why Does the Vehicle's Fuel Type Affect Its IDV?
Read More: Understanding Annual Depreciation Through an IDV Calculator Check your car's IDV before you renew your policy