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6.6%First documentIs Third-Party Car Insurance Mandatory in India? | Generali CentralOpen original ↗
Second documentRoad Safety Week 2026: Why Third-Party Insurance Is Important | Generali CentralOpen original ↗
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When it comes to car insurance, one of the most important types of coverage that vehicle owners in India need to be aware of is third-party insurance. This is because, under the Motor Vehicles Act, 1988, all vehicle owners must have a minimum level of third-party liability insurance.
Why Motor Third Party Insurance is Crucial for Road Safety?
As per the Motor Vehicle Act, having a minimum of third party liability insurance is mandatory for every motorised vehicle. So, whether you have a two-wheeler or a car, make sure you have the third party liability coverage. Apart from being mandated by the law, this type of coverage is essential because: