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Share your details

We're here to help you find the perfect insurance plan. our team will get in touch. Health Insurance Travel Insurance Motor Insurance Home Insurance Lifestyle Insurance

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Second paragraph26 words

Share your details

We're here to help you find the perfect insurance plan. our team will get in touch. Health Insurance Travel Insurance Motor Insurance Home Insurance Lifestyle Insurance

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Thank you for your interest!

Our team will contact you shortly to provide personalized assistance with your insurance plan. You can also reach out to us on 1800 266 1112

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Thank you for your interest!

Our team will contact you shortly to provide personalized assistance with your insurance plan. You can also reach out to us on 1800 266 1112

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We respect your privacy. Your details are safe with us.

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We respect your privacy. Your details are safe with us.

First paragraph31 words

1. What is the return to invoice cover?

Return to invoice cover is an insurance add-on that pays the full original invoice value of your car in the event of total loss, rather than the depreciated market value.

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Second paragraph38 words

Extends coverage beyond basics

Return to Invoice cover provides extra protection beyond standard car insurance . It bridges the gap between the depreciated value your policy typically covers and the total invoice value, providing peace of mind for those who want complete coverage.

First paragraph14 words

What is Return-to-Invoice Cover?

A return to invoice cover is an optional add-on to your standard car

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Second paragraph38 words

Extends coverage beyond basics

Return to Invoice cover provides extra protection beyond standard car insurance . It bridges the gap between the depreciated value your policy typically covers and the total invoice value, providing peace of mind for those who want complete coverage.

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2. Who should buy RTI insurance?

New car owners, owners of premium vehicles, and those with loan-financed cars benefit most from RTI insurance. This ensures full financial protection against depreciation.

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Second paragraph43 words

Perfect for new cars

RTI car insurance is especially valuable for new car owners who want to secure their entire investment. In case of total loss from accidents or natural disasters, this cover reimburses the amount you paid, making it a solid choice for brand-new vehicles.

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5. Does RTI cover partial damages?

No. RTI insurance only applies in the case of total loss, theft, or write-off. Partial damage is handled under standard comprehensive coverage.

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Second paragraph51 words

Exclusions of this add-on cover

RTI isn’t available with third party car insurance; you must have a comprehensive plan. Cars over a certain age aren’t eligible for RTI, as insurers limit it to newer vehicles. RTI covers only total loss or theft, so you can’t raise a claim against minor repairs or damages.

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Who Should Consider RTI Insurance?

· New car owners : Depreciation is highest in the first 2–3 years. RTI ensures you are fully compensated if the car is a total loss. · Owners of premium vehicles : Luxury or imported cars often have higher taxes and registration costs, which are covered under RTI. · Loan-financed cars : RTI ensures you can repay the bank fully without dipping into personal funds. · Individuals seeking complete protection : Owners who prefer peace of mind and minimal financial risk.

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What’s covered under RTI cover in car insurance

1. RTI covers the full invoice price of your car if it’s stolen or damaged beyond repair. 2. It’s usually available for cars less than three years old. 3. RTI is especially valuable in high-risk situations(Ex- damage due to natural disasters). 4. The original invoice may be needed when making a claim.

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How RTI Insurance Works

1. Policy Addition : RTI cover is purchased as an add-on to a standard comprehensive policy. 2. Total Loss Claim : In case of total damage, theft, or write-off, you file a claim with your insurer. 3. Invoice-Based Payout : The insurer pays the original invoice value instead of the depreciated market value. 4. Inclusions : Taxes, registration fees, and initial insurance premiums may also be reimbursed, depending on your policy terms.

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Second paragraph56 words

What’s covered under RTI cover in car insurance

1. RTI covers the full invoice price of your car if it’s stolen or damaged beyond repair. 2. It’s usually available for cars less than three years old. 3. RTI is especially valuable in high-risk situations(Ex- damage due to natural disasters). 4. The original invoice may be needed when making a claim.