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What is Reimbursement in Health Insurance?
In cashless health insurance , the insurer directly settles the bills with the hospital. However, for the reimbursement type of claim, you must bear the initial cost of the treatment. You then have to file an application for medical bill reimbursement with the insurance company to recover eligible expenses.
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Under cashless claims, the insurance company settles your medical bills directly with the hospital. Under reimbursement claims, though, you pay the bills first. Later, you can get them reimbursed by the insurance company.